Timber Frame Home Insurance
Tailored cover for timber framed homes in Ireland
36 Reviews
36 Reviews
Who is timber frame home insurance suitable for?
If you own a timber frame home in Ireland, you’re in the right place. Not all insurance providers understand the unique needs of timber frame properties – but we do. Whether your home is a traditional oak-framed cottage, a modern timber construction, or a self-built timber frame house, we specialise in insurance that protects your distinctive property precisely and comprehensively.
What is timber frame home insurance ?
Home insurance for timber frame buildings
If you have a timber framed property, whether it’s a listed building made up of wattle and daub, or a self-build wooden eco home, you may struggle to find an affordable insurance premium from many standard insurers.
Affordable premiums for your non-standard build
Like other non-standard builds, many insurers are unwilling to offer cover for timber frame properties due to the high risks associated, and the high cost of repair in the event of damage occurring. Unsurprisingly, this leaves property owners with little choice regarding suitable cover. That is, until now.
As a non-standard home insurance broker, Top Insure offer specialist timber frame home Insurance to suit your specific needs, with competitively-priced premiums to suit your budget. Whether your home is a period property or an eco-friendly new build property, if it has a timber frame we will find you the best insurance policy to ensure it is protected against a variety of risks.
Timber frame home insurance you can trust
When you are in possession of a non-standard build, finding an insurance broker you can trust to get you the right deal is crucial. Our dedicated team of advisors continually work closely with a number of specialist insurers so that we can offer the exact cover you need at the best prices on the market.
Are you the owner of a non-standard timber framed property? Then feel free to get your online quote for a great deal on insurance for your home today.
Protecting you from potential financial losses and liabilities
Fire damage
Fire brigade charges
Burst pipes damage
Storm damage
Theft of contents
Owners liability
Water ingress
Flood risk
Just like every timber frame home is unique, every property insurance policy is unique and these are just some of the options that can be protected under a home policy you take out through Top Insure.
Benefits of timber frame home insurance with Top Insure
Comprehensive property insurance policies backed by our expert advice, personal support, and local market knowledge to ensure you're fully protected.
Exactly What You Need, Nothing You Don't
Protect what matters most without wasting money, giving you peace of mind that your unique home and lifestyle are perfectly safeguarded.
Cutting Through the Confusion
Save time, avoid costly mistakes, and feel confident knowing a local expert is navigating the complex insurance landscape on your behalf.
Claims Support That Fights for You
When disaster strikes, you'll have an advocate fighting to get your life back to normal quickly and completely, turning a potential nightmare into a manageable process.
Questions about timber frame home insurance you didn't think to ask!
Truth is, you might have alot more questions and our experts can answer them all.
Are timber frame homes more expensive to insure in Ireland?
Insurance premiums for timber frame homes can be slightly higher due to perceived increased risks. However, modern timber frame construction techniques and improved building standards have made these homes more insurable, with premiums dependent on specific construction quality and fire protection measures.
What specific risks do timber frame homes face?
Timber frame homes can be more susceptible to moisture damage, potential fire risks, and structural issues related to timber's natural properties. Insurance typically covers these specific risks, including protection against rot, moisture penetration, and structural integrity concerns.
How can I reduce insurance costs for my timber frame home?
You can potentially lower insurance premiums by installing robust fire protection systems, using treated timber, ensuring excellent moisture barriers, maintaining the property meticulously, and demonstrating high-quality construction standards and regular maintenance.
Do I need specialized insurance for a modern timber frame home?
While not always requiring completely specialized insurance, timber frame homes benefit from insurers with specific expertise in this construction type. Look for policies that understand modern timber frame construction techniques and can provide comprehensive coverage tailored to these unique properties.
Why is timber frame home insurance different from standard home insurance?
Timber frame homes have unique construction characteristics that can affect insurance risk. Insurers consider factors like fire resistance, moisture vulnerability, and potential structural challenges when assessing coverage and premiums for timber frame properties.
Don't wonder what's best. Ask us!
We've been helping clients find the best home insurance for almost 10 years.
