Landlord Insurance
As leading insurance brokers, Top Insure takes the stress out of searching for the best business insurance Ireland has to offer.
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36 Reviews
Who is landlord insurance suitable for?
If you own residential or commercial property that you rent out to tenants, our landlord insurance provides comprehensive protection for your investment. Designed for property owners who generate income through rentals, this specialized insurance covers the unique risks associated with letting residential or commercial properties, including property damage, liability protection, and loss of rental income.
What is landlord insurance ?
If you rent your buy-to-let property out to tenants, you are required to have landlord insurance. This form of home insurance not only provides financial protection to your asset, but also safeguards your liability as a landlord. In order to get the best landlord insurance policy for your needs, you need a broker you can trust. With over 10 years experience in the business, our team of advisers know what is necessary to get results, and have helped a great many landlords to find the right insurance policy. Our expertise in the field of insurance for landlords is very diverse and covers:
- Properties Registered on the Rental Accommodation Scheme (RAS)
- Residential Properties
- Non Standard Builds (Flat Roof, Holiday Homes)
- Apartments (Single or Block)
- Commercial Units
- Vacant Properties (Residential & Commercial)
Every policy we write is tailored to your needs; so whether you have a single rental property or an extensive portfolio, we will gladly advise you on what is best for your needs and provide you with a comprehensive insurance quote. As a result, we have a range of benefits available that can be added to your policy, including:
- Third Party Liability
- Fire Brigade Charges
- Loss of Rent
- Alternative Accommodation
- Breakage of Glass and Sanitary Fittings
Get a top deal from Top Insure today. As experienced brokers, we pride ourselves on bringing you the best landlord insurance Ireland has to offer, at the best prices. In fact, our average price works out at just €250! What are you waiting for? If you’re looking for cheap landlord insurance that offers the level of cover you need to protect your property, please don’t hesitate to get in touch with us online today. Likewise, we’re also here to help and advise you should you need to make any claims on your policy at all.
Protecting you from potential financial losses and liabilities
Loss of rent
Fire damage
Storm damage
Public liability
Landlords liability
Fire brigade charges
Burst pipes damage
Property Subsidence
Just like every landlord is unique, every property insurance policy is unique and these are just some of the options that can be protected under a home policy you take out through Top Insure.
Benefits of landlord insurance with Top Insure
Comprehensive property insurance policies backed by our expert advice, personal support, and local market knowledge to ensure you're fully protected.
Exactly What You Need, Nothing You Don't
Protect what matters most without wasting money, giving you peace of mind that your unique home and lifestyle are perfectly safeguarded.
Cutting Through the Confusion
Save time, avoid costly mistakes, and feel confident knowing a local expert is navigating the complex insurance landscape on your behalf.
Claims Support That Fights for You
When disaster strikes, you'll have an advocate fighting to get your life back to normal quickly and completely, turning a potential nightmare into a manageable process.
Questions about landlord insurance you didn't think to ask!
Truth is, you might have alot more questions and our experts can answer them all.
What does landlord insurance typically cover in Ireland?
Landlord insurance generally covers property damage, loss of rental income, legal expenses, and liability protection. It can protect your property against risks like fire, storm damage, tenant-related issues, and potential legal claims arising from property ownership.
Is landlord insurance mandatory in Ireland?
While not legally mandatory, landlord insurance is highly recommended. Many mortgage lenders require it, and it provides crucial financial protection against potential risks and unexpected expenses associated with renting out a property.
How does landlord insurance differ from standard home insurance?
Landlord insurance is specifically designed for rental properties and offers broader coverage than standard home insurance. It includes protection for tenant-related risks, potential loss of rental income, and liability coverage that standard home insurance typically does not provide.
Can I get landlord insurance for different types of rental properties?
Yes, landlord insurance can be tailored for various property types, including residential houses, apartments, multi-unit buildings, and properties let to different tenant groups such as students, professionals, or families.
How are insurance premiums calculated for landlord insurance?
Premiums are calculated based on several factors, including the property's location, age, value, type of construction, rental history, tenant profile, and the level of coverage selected. Additional risk factors and the property's condition can also influence the premium.
Don't wonder what's best. Ask us!
We've been helping clients find the best home insurance for almost 10 years.
