Affordable Premiums and Tailored Cover for Listed Buildings in Ireland
Finding home insurance for a house over 100 years old in Ireland can be a challenge. Many insurers classify such homes as “non-standard,” which often means higher premiums and fewer options for coverage. But you don’t have to settle for less!
At Top Insure, we specialize in helping homeowners of listed properties and houses over 100 years old find the right cover at competitive rates. Thanks to our strong relationships with specialist insurers, we can provide tailored policies that meet your needs without breaking the bank.
Why Is It Harder to Insure Older Properties?
Insurers typically view homes over a century old as higher risk. The reasons for this include:
- Older construction materials: These may be more prone to damage or harder to replace.
- Maintenance concerns: Older wiring, plumbing, and roofing systems can pose greater risks.
- Heritage designations: If your home is a listed or protected structure, it may require special insurance considerations.
As a result, many standard insurance providers either decline to offer cover or impose higher premiums.
How We Make a Difference
We understand the unique needs of homeowners with older properties. Here’s how we help:
- Competitive Premiums: Our partnerships with niche insurers allow us to secure policies rated from the time your property was last rewired, plumbed, or re-roofed (within the past 80 years).
- Comprehensive Cover: You don’t have to sacrifice protection for affordability. We work to find policies that cover your home and its contents fully.
- Expert Advice: Whether your property is a family home or an investment, we provide tailored advice to ensure you get the best value.
If your home has been updated to modern safety standards, we can help you find the right insurance today!
Why Choose Us?
- Specialist Knowledge: We’ve helped countless homeowners insure their period properties.
- Exclusive Rates: Our trusted providers offer some of the most competitive rates available (excluding listed/protected structures).
- Stress-Free Process: Save time and hassle by letting us do the shopping around for you.
Get Your Home Insurance Quote Today
Don’t let insuring your older property become a headache. Whether your home is a charming cottage or a historic townhouse, we’re here to help. [Contact us today] to get started on securing the right insurance at the right price.
